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In a move to protect consumers from aggressive debt collection practices, Ohio lawmakers have passed a series of updates to the state's debt collection laws. These changes come as a response to the increasing number of complaints from Ohio residents regarding abusive tactics used by debt collectors.One of the key updates includes a provision that prohibits debt collectors from making repeated calls to debtors in an attempt to harass or intimidate them into paying. Under the new law, debt collectors are limited to one call per day per debtor, with additional calls only permitted if there is a valid reason for doing so.Another significant change is the requirement for debt collectors to provide debtors with more detailed information about their debt. This includes disclosing the original creditor, the amount owed, and any fees or interest that have been added to the debt. Debt collectors are also now required to provide debtors with a 30-day grace period to dispute the debt before taking any further action.Additionally, the updated laws also provide more protections for debtors facing lawsuits from creditors. Debtors must now be notified of any lawsuit against them, and must be given the opportunity to defend themselves in court. Previously, creditors were able to obtain default judgments against debtors without their knowledge, leading to financial hardship for many Ohio residents.Consumer advocacy groups have praised the changes to Ohio's debt collection laws, stating that they will help level the playing field between debtors and creditors. They hope that these updates will reduce the stress and anxiety experienced by many Ohio residents who are struggling to repay their debts.While some debt collectors have expressed concerns about the new laws limiting their ability to collect on debts, Ohio lawmakers believe that these changes are necessary to ensure fair treatment for consumers. They are confident that the updated laws will help uphold the rights of debtors while still allowing creditors to pursue legitimate debts.Overall, the updates to Ohio's debt collection laws mark a significant step forward in protecting consumers from abusive practices. Ohio residents can now feel more confident in their ability to address their debts without fear of harassment or unfair treatment from debt collectors.