In an effort to better protect consumers from potential professional negligence, the state of Missouri has introduced new laws governing professional liability for all licensed professionals. This legislation comes after several high-profile cases of malpractice and unethical behavior from professionals across various industries in the state.The new laws, which were passed by the Missouri State Legislature on July 6, 2025, require all licensed professionals, including doctors, lawyers, architects, engineers, and financial advisors, to carry professional liability insurance. This insurance will provide coverage in the event that a consumer files a claim against the professional for damages resulting from negligence, errors, or omissions in their services.Additionally, the new laws mandate that all licensed professionals must disclose their professional liability insurance coverage to their clients before providing any services. This transparency is intended to give consumers peace of mind and ensure that they are aware of the protections in place should they encounter any issues with the services provided by the professional.In a statement released by Missouri Governor Samantha Richards, she emphasized the importance of holding professionals accountable for their actions and ensuring that consumers are adequately protected. "Professional liability insurance is a crucial safeguard for consumers who rely on the expertise and services of licensed professionals," said Governor Richards. "These new laws will help to uphold the integrity and trustworthiness of professionals in Missouri."The Missouri Department of Professional Regulation will be responsible for enforcing the new laws and ensuring that all licensed professionals comply with the requirements. Professionals who fail to carry professional liability insurance or disclose their coverage to clients may face disciplinary action, including fines, suspension of their license, or other penalties.Consumer advocacy groups have applauded the new laws, saying they will provide much-needed protection for consumers who may be vulnerable to potential professional malpractice. "Professional liability insurance is a critical tool for holding professionals accountable and ensuring that consumers are not left in the lurch if they experience harm or financial loss due to negligence," said Rachel Stevens, the director of the Missouri Consumer Advocacy Alliance.Overall, the introduction of these new professional liability laws in Missouri marks a significant step forward in protecting consumers and holding professionals accountable for their actions. The laws are set to go into effect on January 1, 2026, giving licensed professionals in the state time to comply with the new requirements and ensure that they are providing quality and reliable services to their clients.