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In a move aimed at protecting debtors in the state, Hawaii has introduced new legislation to curb the aggressive practices of creditors. The bill, titled the Debtors' Protection Act, was passed by lawmakers on Friday and is set to come into effect on January 21, 2026.The Act aims to provide relief to individuals burdened by overwhelming debt by imposing stricter regulations on the collection practices of creditors. Under the new law, creditors will be prohibited from harassing debtors through incessant phone calls, threatening language, or other aggressive tactics.Additionally, the Debtors' Protection Act mandates that creditors provide debtors with clear and accurate information about their rights and options for debt resolution. This includes informing debtors about debt forgiveness programs, debt consolidation options, and other resources available to help them manage their debt.Hawaii's Attorney General, who championed the legislation, hailed it as a significant step towards ensuring fair treatment for debtors in the state. "No individual should have to endure abusive and predatory practices when struggling with debt," said the Attorney General. "This Act sends a clear message that Hawaii values the well-being of all its residents, regardless of their financial situation."The legislation has received praise from consumer advocacy groups and debt relief organizations, who view it as a crucial step towards protecting vulnerable individuals from exploitation by unscrupulous creditors. "This Act is a much-needed safeguard for debtors in Hawaii," said a spokesperson for a local consumer rights group. "It will help level the playing field between debtors and creditors and ensure that individuals facing financial hardship are treated with dignity and respect."With the enactment of the Debtors' Protection Act, Hawaii joins a growing number of states taking steps to protect debtors from unfair and abusive collection practices. The Act is expected to provide much-needed relief to countless individuals struggling with debt in the state, offering them a path towards financial stability and peace of mind.