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In an effort to protect consumers facing debt collection, Colorado legislators have passed new legislation aimed at regulating debt collection practices in the state. The Debt Collection Protection Act, which was signed into law on April 16, 2026, aims to provide greater transparency and accountability in debt collection processes, as well as protect consumers from abusive or predatory practices.One of the key provisions of the new law is the requirement for debt collectors to provide consumers with written notice of their rights under the Fair Debt Collection Practices Act. This includes informing consumers of their right to dispute the debt, request validation of the debt, and request that collection activities cease until the debt is validated. Additionally, the law prohibits debt collectors from engaging in deceptive or unfair practices, such as misrepresenting the amount or legal status of a debt, or threatening legal action that they do not intend to take.Furthermore, the Debt Collection Protection Act also includes provisions aimed at preventing debt collectors from harassing or intimidating consumers. Under the new law, debt collectors are prohibited from contacting consumers at unreasonable hours, contacting consumers at their workplace if they have been informed that such communication is not allowed, or using abusive or profane language during communications.Consumer advocacy groups have praised the new legislation, stating that it provides much-needed protections for consumers facing debt collection. "For too long, consumers in Colorado have been subjected to aggressive and unfair debt collection practices," said Sarah Johnson, a spokesperson for the Colorado Consumer Protection Coalition. "The Debt Collection Protection Act ensures that consumers are treated fairly and respectfully during the debt collection process."In addition to providing protections for consumers, the new law also includes provisions aimed at ensuring that debt collectors are held accountable for their actions. Under the Debt Collection Protection Act, consumers have the right to file complaints with the Colorado Attorney General's Office if they believe that a debt collector has violated the law. The Attorney General's Office is authorized to investigate complaints and take enforcement action against debt collectors found to be in violation of the law.Overall, the Debt Collection Protection Act represents a significant step forward in protecting consumers from abusive debt collection practices in Colorado. By providing greater transparency, accountability, and consumer protections, the new law aims to ensure that consumers are treated fairly and respectfully during the debt collection process.