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In California, new legislation was introduced today aimed at protecting consumers from aggressive debt collection practices. The bill, which was proposed by State Senator Anna Garcia, seeks to establish stricter guidelines for debt collectors and provide more rights for debtors.One of the key provisions of the bill is the requirement for debt collectors to provide proof of the debt before attempting to collect any payments. This measure is meant to prevent fraudulent or mistaken debt collection efforts that often target unsuspecting consumers. Debt collectors will also be required to provide debtors with a written notice detailing their rights under the law and informing them of the steps they can take to dispute the debt.Additionally, the bill includes provisions to limit the frequency and timing of debt collection calls. Debt collectors will be prohibited from calling consumers before 8 a.m. or after 9 p.m., and they will be limited to a certain number of calls per week. This is intended to protect consumers from harassment and ensure that debt collection efforts are conducted in a fair and respectful manner.Senator Garcia emphasized the importance of protecting consumers from unfair debt collection practices, stating that "no one should have to endure harassment or intimidation from debt collectors. This legislation is a crucial step in ensuring that consumers are treated fairly and with dignity."The bill has garnered strong support from consumer advocacy groups and is expected to receive bipartisan approval in the state legislature. If passed, the legislation will go into effect on January 1, 2026, and will provide much-needed protections for consumers facing debt collection efforts in California.